
Is there any low fee university in Germany for a bachelor’s program and any other way of avoiding a blocked bank account?
Low Fee Universities in Germany for Bachelor's Programs?
Yes, Germany offers several low-fee or tuition-free options for international students pursuing a bachelor's program, and there are ways to meet financial requirements without a fully blocked bank account.
1. Low-Fee or Tuition-Free Universities
• Most public universities in Germany charge very low semester fees, typically between 200 and 500 euros per semester.
• Tuition is often free for international students, with only administrative fees, semester tickets, and insurance costs.
• Examples of popular public universities:
o Technical University of Munich (TUM)
o LMU Munich
o University of Freiburg
o University of Heidelberg
o RWTH Aachen University
Private universities may charge higher tuition, so public universities are the most affordable option.
2. Avoiding a Fully Blocked Bank Account
Germany usually requires proof of funds (~11,208 euros per year) through a blocked account (Sperrkonto). Alternatives include:
1. Scholarships
o DAAD scholarships or university-specific scholarships can cover tuition and living costs.
2. Formal Obligation Letter (Verpflichtungserklärung)
o A German resident (family, sponsor) can provide a declaration to cover your living expenses.
3. Student Loan from an Indian Bank
o Some banks issue loans with proof acceptable to the German embassy.
4. Proof of Regular Income or Savings
o A fixed deposit or savings account showing sufficient funds may be accepted in some cases.
Summary:
• Public universities in Germany are low-cost or tuition-free for bachelor's programs.
• Blocked account can be substituted with scholarships, sponsor letters, or approved financial proof depending on embassy rules.
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