Canada Eases Health Insurance Requirements for Super Visa

Effective January 28, 2025, Immigration, Refugees and Citizenship Canada (IRCC) has implemented significant changes to the health insurance requirements for Super Visa applicants. In an effort to streamline the application process and reduce financial burdens, the IRCC now allows applicants to purchase health insurance from international providers authorized by the Office of the Superintendent of Financial Institutions (OSFI).

The Super Visa, designed for parents and grandparents of Canadian citizens or permanent residents, permits stays of up to five years per visit and facilitates multiple entries over a ten-year period. Historically, Super Visa applicants were required to obtain health insurance coverage exclusively from Canadian insurers. Under the new policy, international insurance providers approved by OSFI can now offer accident and sickness coverage, provided the policy meets Canadian standards and adheres to federal regulations.

This update offers applicants greater flexibility, as they can now access more affordable health insurance options from providers in their home countries. It is expected that this change will reduce costs and provide more convenient options for families. Applicants must ensure that their health insurance remains valid throughout their stay, with continuous coverage required if their policy nears expiration.

This policy shift aligns with Canada’s ongoing efforts to enhance immigration policies, making the reunification process more accessible and fostering stronger family connections. For more details on Super Visa eligibility and requirements, visit the official Canadian immigration website.