Finland: Living with Spouse on Student Visa - Costs & Benefits
International students in Finland can bring their spouses under a residence permit scheme, offering families the chance to live together while pursuing education. However, the arrangement requires careful financial planning due to strict income requirements and Finland’s high cost of living.
Spouse’s Rights and Benefits
A spouse joining on a residence permit gains broad rights, including:
- The ability to work or study without restrictions.
- Access to a Finnish personal identity code, enabling use of public healthcare, social services, subsidised transport, and other state benefits.
- Freedom to integrate through community services and language courses.
Financial Requirements
Applicants must prove sufficient funds to cover family living costs. Current estimates show:
- A single student requires at least €800 per month.
- For a couple, monthly expenses average €1,260 (€560 for the student + €700 for the spouse).
- Families with children may need €2,500 or more per month in the Helsinki region.
These calculations include housing, food, insurance, and daily expenses. Costs are higher in urban centres, especially if students opt for private housing over student accommodation.
Application Process
The student and spouse can apply together or separately. Required documents include marriage certificates and proof of the student’s valid residence permit.
Opportunities and Challenges
While Finland offers family-friendly policies, access to healthcare, and opportunities for spouses to work, students must balance these benefits against high living costs and the need to adjust to cultural and linguistic differences.