Golden Visa Conditions: Why ₹23 Lakh Doesn’t Guarantee UAE Entry

The United Arab Emirates' recently introduced nomination-based Golden Visa scheme has generated widespread interest among Indian citizens. However, despite the appealing one-time fee of AED 100,000 (~₹23.3 lakh), officials have clarified that not every applicant will qualify, as the program is strictly merit-based and not simply available to those who can afford the fee.

What Is the New Golden Visa Scheme?

Launched under a pilot initiative for Indian and Bangladeshi nationals, the scheme offers a 10-year renewable residency visa without requiring property or business investment—unlike traditional golden visa programs that mandate real estate ownership worth AED 2 million (~₹4.5 crore).

Instead, eligible individuals can obtain the visa by paying AED 100,000—but only if they are nominated by designated agencies and meet specific professional or personal criteria.

Why Money Alone Is Not Enough

Despite the relatively low cost, the visa is not open to all Indian applicants. According to UAE-based officials and approved processing agencies, eligibility is strictly merit-driven.

Key conditions include:

• Mandatory Nomination: Only individuals nominated by approved agencies like Rayad Group, VFS Global, and One Vasco are eligible to apply.
• Professional Qualification: Candidates must belong to high-impact sectors such as:
  • Investors and entrepreneurs
  • Executives and specialized professionals (e.g. doctors, engineers, scientists)
  • University professors and researchers
  • Outstanding students and graduates
  • Creators (e.g. YouTubers, podcasters) and e-sports players
  • Humanitarian or frontline workers
  • Maritime professionals
• Background Screening: Applicants undergo thorough checks, including:
  • Criminal record review
  • Financial background and anti-money laundering compliance
  • Social media behavior and online presence audits
• Final Approval: The ultimate decision lies with UAE immigration authorities, regardless of agency nomination or payment.

Application Process Summary

1. Check Eligibility based on professional category.
2. Obtain Nomination from an authorized agency.
3. Undergo Background Checks by UAE authorities.
4. Pay AED 100,000 upon approval.
5. Receive 10-Year Golden Visa, renewable thereafter.

Growing Demand, Selective Approach

While the new Golden Visa option has opened doors for more Indian professionals, UAE authorities stress that this is not a mass migration tool. Instead, the goal is to attract high-caliber individuals who will contribute meaningfully to the UAE economy and society.

“Paying the required amount is only one part of the equation. The program is designed to attract distinguished talent, not to sell residency,” said a UAE immigration advisor familiar with the program.

More than 5,000 Indian citizens are expected to apply under the pilot phase. Due to high demand, nomination slots are limited and subject to priority categories.

Key Takeaways

• ✅ The AED 100,000 fee is not a guarantee of approval.
• ✅ Applicants must demonstrate professional merit and a clean background.
• ✅ The initiative supports the UAE’s broader strategy to attract global talent, especially from strategic partner countries like India.
• ✅ This is part of growing economic ties post the India-UAE Comprehensive Economic Partnership Agreement (CEPA).

Final Word

The UAE’s new Golden Visa pathway provides a transformative opportunity for Indian citizens to secure long-term residency without massive financial investments. However, exclusivity and merit remain central to the process. For those who qualify, it offers a gateway to live, work, and thrive in one of the world’s most dynamic economies.