Switzerland Golden Visa: Residency Path for Investors
Switzerland, renowned for its financial stability and global prestige, continues to attract the world’s elite through its “Golden Visa” program, a residency-by-investment scheme designed for high-net-worth individuals from outside the European Union.
Two Routes to Residency
The Swiss Golden Visa offers two distinct pathways:
- Lump-Sum Taxation Agreement — Investors pay an annual flat tax ranging between CHF 200,000 and CHF 600,000, depending on the canton. This route is intended for financially independent applicants and does not permit Swiss employment.
- Entrepreneurial Investment — Applicants invest a minimum of CHF 1 million into establishing or supporting a Swiss business, with an obligation to create jobs and contribute to the local economy.
Both routes grant residency rights, with applicants typically starting on a renewable B permit. Permanent residency can be secured after around 10 years, with citizenship possible after 12 years of residence and integration.
Eligibility and Benefits
The program is open to non-EU citizens aged 18 to 55 who can demonstrate lawful income, a clean criminal record, and good health. Successful applicants must also maintain a Swiss residence and may include their spouse and dependent children.
The Golden Visa offers wide-ranging benefits, including access to world-class healthcare, education, and visa-free travel across the Schengen Area.
Growing Uptake and Debate
As of mid-2025, Switzerland has issued 496 Golden Visas, up from 404 in 2022. The majority of recipients hail from Russia, China, the UK, and Canada.
The program, however, faces political scrutiny. Critics argue it favors the ultra-rich and risks reputational challenges, while supporters highlight its economic advantages, citing significant tax revenue and job creation.
A Prestigious but Exclusive Doorway
With one of the highest entry thresholds in Europe, Switzerland’s Golden Visa remains an exclusive opportunity. For affluent global investors, it represents not just a residency option, but a long-term stake in one of the world’s most secure and prosperous economies.